A series of economic shocks in the past three years, from the unexpected demonetisation in 2016 to the sales tax introduced in 2017 have dented property-market sentiment and dried-up developers' funding. Due to lack, the funds, now buyers of under-construction flats are taking on the functions and the role of a developer to finish building homes.

from Times of India https://timesofindia.indiatimes.com/business/india-business/homeowners-in-india-roll-up-sleeves-to-complete-unfinished-flats/articleshow/69038712.cms