Banks will soon come out with the operational procedure for retail borrowers to avail a three-month moratorium on their loans. Most lenders plan to send out text messages and emails allowing borrowers to avail the facility, while some have already done so.

from Times of India https://timesofindia.indiatimes.com/business/india-business/banks-to-roll-out-emi-waiver-options-soon/articleshow/74921490.cms